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12+ Ways To Earn Rewards Points

12+ Ways To Earn Rewards Points
12+ Ways To Earn Rewards Points

Earning rewards points can be a lucrative way to accumulate benefits, discounts, and even cashback on everyday purchases. With the rise of loyalty programs, credit cards, and online platforms, there are numerous ways to earn rewards points. In this article, we will delve into 12+ ways to earn rewards points, exploring the benefits, requirements, and strategies for maximizing rewards earnings.

Introduction to Rewards Points

Rewards points are a form of currency that can be redeemed for various rewards, such as gift cards, travel miles, cashback, and merchandise. The concept of rewards points has been around for decades, with airlines, hotels, and credit card companies offering loyalty programs to incentivize customer loyalty. Today, rewards points can be earned through a wide range of activities, from online shopping to dining, and even social media engagement.

Types of Rewards Programs

There are several types of rewards programs, each with its unique features and benefits. Some of the most common types of rewards programs include:

  • Credit card rewards programs, which offer points or cashback on purchases
  • Loyalty programs, which reward customers for repeat purchases or interactions
  • Online rewards platforms, which offer points for completing surveys, watching videos, or shopping online
  • Travel rewards programs, which offer points or miles for booking flights, hotels, or rental cars

12+ Ways to Earn Rewards Points

Here are 12+ ways to earn rewards points, along with specific details and examples:

  1. Credit Card Sign-ups: Many credit cards offer sign-up bonuses, which can range from 10,000 to 100,000 points or more. For example, the Chase Sapphire Preferred Card offers 60,000 points after spending 4,000 in the first 3 months.</li> <li><strong>Online Shopping</strong>: Cashback portals like Ebates, TopCashback, and BeFrugal offer rewards points for shopping online. For instance, Ebates offers up to 10% cashback at over 2,500 stores, including Amazon, Walmart, and Target.</li> <li><strong>Loyalty Programs</strong>: Joining loyalty programs like Starbucks Rewards, Amazon Prime, or Hilton Honors can earn rewards points for purchases or interactions. For example, Starbucks Rewards offers 2 stars for every dollar spent, which can be redeemed for free drinks, food, and other rewards.</li> <li><strong>Survey Sites</strong>: Websites like Swagbucks, Survey Junkie, and Vindale Research offer rewards points for completing surveys, watching videos, or trying out products. For instance, Swagbucks offers up to 50 per survey, and users can redeem points for gift cards, cash, or donations.
  2. Travel Booking: Booking travel through platforms like Expedia, Orbitz, or Hotels.com can earn rewards points. For example, Expedia offers 2 points per dollar spent on flights, hotels, and packages, which can be redeemed for travel discounts or free nights.
  3. Dining Programs: Joining dining programs like Rewards Network or Dining Rewards can earn rewards points for dining at participating restaurants. For instance, Rewards Network offers up to 5% cashback at over 10,000 restaurants, including chains like Applebee’s and Olive Garden.
  4. Gas Station Rewards: Many gas stations offer rewards programs, such as ExxonMobil’s Rewards+ or Shell’s Fuel Rewards, which can earn points for fuel purchases. For example, ExxonMobil’s Rewards+ offers 2 cents off per gallon, plus 3% cashback on fuel purchases.
  5. Pharmacy Rewards: Pharmacy rewards programs like Walgreens Balance Rewards or CVS ExtraCare can earn points for purchases or prescriptions. For instance, Walgreens Balance Rewards offers 10% off on all purchases, plus 1,000 points for every 30-day prescription filled.
  6. Grocery Store Rewards: Grocery store rewards programs like Kroger’s Rewards or Safeway’s Just for U can earn points for purchases or digital coupons. For example, Kroger’s Rewards offers 1 point for every dollar spent, plus digital coupons and sales exclusive to rewards members.
  7. Bank Account Rewards: Some banks offer rewards programs, such as Bank of America’s Rewards or Citi’s ThankYou Rewards, which can earn points for account activity or purchases. For instance, Bank of America’s Rewards offers 1% cashback on all purchases, plus 3% cashback on gas and 2% cashback on groceries.
  8. Mobile Apps: Mobile apps like Ibotta, Fetch Rewards, or Drop can earn rewards points for purchases, receipts, or other activities. For example, Ibotta offers up to 1.50 cashback on grocery purchases, plus exclusive deals and discounts.</li> <li><strong>Referral Programs</strong>: Referring friends or family to rewards programs or services can earn rewards points. For instance, Uber's referral program offers up to 10 in ride credits for each new user referred.
  9. Online Gaming: Online gaming platforms like Xbox or PlayStation can earn rewards points for gaming activity or purchases. For example, Xbox’s Rewards program offers points for completing achievements, playing games, or purchasing digital content.

Maximizing Rewards Earnings

To maximize rewards earnings, it’s essential to understand the terms and conditions of each rewards program, including:

  • Earning rates: The rate at which points are earned per dollar spent or activity
  • Redemption options: The types of rewards available for redemption, such as gift cards, cashback, or travel miles
  • Expiry dates: The dates by which points must be redeemed or will expire
  • Transfer partners: The ability to transfer points to other loyalty programs or partners
Rewards ProgramEarning RateRedemption Options
Chase Sapphire Preferred2 points per dollar spent on travel and diningTravel, cashback, gift cards
Starbucks Rewards2 stars per dollar spentFree drinks, food, and merchandise
Expedia Rewards2 points per dollar spent on flights, hotels, and packagesTravel discounts, free nights, and cashback
💡 To maximize rewards earnings, consider using a rewards credit card for daily purchases, shopping through cashback portals, and joining loyalty programs for your favorite brands.

Conclusion

In conclusion, earning rewards points can be a lucrative way to accumulate benefits, discounts, and even cashback on everyday purchases. By understanding the different types of rewards programs, maximizing earnings rates, and redeeming points strategically, individuals can make the most of their rewards points and enjoy a more rewarding lifestyle.

What is the best way to earn rewards points?

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The best way to earn rewards points depends on individual spending habits and preferences. However, using a rewards credit card for daily purchases, shopping through cashback portals, and joining loyalty programs for favorite brands can be effective strategies.

How can I maximize my rewards earnings?

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To maximize rewards earnings, understand the terms and conditions of each rewards program, including earning rates, redemption options, and expiry dates. Additionally, consider using a rewards credit card, shopping through cashback portals, and transferring points to partner programs.

Can I transfer rewards points to other programs?

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Yes, many rewards programs allow point transfers to partner programs. For example, Chase Ultimate Rewards points can be transferred to airline and hotel partners like United, American Airlines, and Marriott. However, transfer ratios and options vary by program, so it’s essential to review the terms and conditions before transferring points.

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